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Wrap Insurance for Construction Projects: Scope of Coverage, Resolving Coverage and Indemnification Disputes

A live 90-minute CLE video webinar with interactive Q&A

This program is included with the Strafford CLE Pass. Click for more information.
This program is included with the Strafford All-Access Pass. Click for more information.

Tuesday, June 25, 2024 (in 10 days)

1:00pm-2:30pm EDT, 10:00am-11:30am PDT

or call 1-800-926-7926

This CLE course will provide insurance and real estate counsel with an analysis of the characteristics and function of wrap insurance programs, discuss their advantages and potential pitfalls, highlight critical coverage and exclusion issues, and outline solutions to thorny indemnification matters.


Wrap-up programs, including owner-controlled insurance programs and contractor-controlled insurance programs, aim to reduce costs on construction projects, limit downstream contribution claims, provide certainty of insurance placement, and ensure implementation of proper project safety programs.

Under most wrap-up programs, commercial general liability, workers' compensation, employers' liability, and umbrella/excess liability insurance coverage is provided to most parties performing work on a construction project site, including the owner, general contractor, and subcontractors of all tiers, under one insurance program.

Because policies in wrap-up programs are often customized and have not been subject to extensive litigation, courts have not had significant opportunities to address the unique issues presented by claims made under wrap-ups. Increased litigation is anticipated, as using wrap-ups has gained in popularity.

Counsel must understand the coverage issues that arise with wrap-ups. Coordination of wrap policy language with participants' own insurance programs, and, in many cases, contractual indemnity provisions, can present unexpected problems for project participants.

Listen as our authoritative panel of insurance attorneys guides you through the characteristics of wrap policies, the unique coverage issues they present, and potential pitfalls for the unwary.



  1. Advantages and risks of wrap coverage
  2. Coverage issues
  3. Limitations and exclusions
  4. Indemnity provisions


The panel will review these and other key issues:

  • How does policy language impact coverage, and what coverage gaps could result?
  • How do wrap-ups relate to construction defect issues?
  • What coverages are typically included--and which are generally excluded?
  • How are additional insured and contractual indemnification issues resolved?


Bobotek, James
James P. (Jamie) Bobotek

Pillsbury Winthrop Shaw Pittman

Mr. Bobotek guides clients through all phases of development and construction of commercial properties, including...  |  Read More

Kraft, Timothy
Timothy P. Kraft

Managing Partner
Warrior Consulting Ventures

Mr. Kraft is a 33-year commercial insurance industry veteran. He began his career in the brokerage world selling...  |  Read More

Murphy, Arielle
Arielle L. Murphy

Pillsbury Winthrop Shaw Pittman

Ms. Murphy’s practice involves the drafting and negotiation of construction, consulting, design, development,...  |  Read More

Attend on June 25

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You may pre-order a recording to listen at your convenience. Recordings are available 48 hours after the webinar. Strafford will process CLE credit for one person on each recording. All formats include course handouts.

To find out which recorded format will provide the best CLE option, select your state:

CLE On-Demand Video