Interested in training for your team? Click here to learn more

Winning and Losing Strategies Litigating the Duty to Defend: Policyholder and Insurer Considerations

A live 90-minute CLE video webinar with interactive Q&A

This program is included with the Strafford CLE Pass. Click for more information.
This program is included with the Strafford All-Access Pass. Click for more information.

Thursday, June 12, 2025

1:00pm-2:30pm EDT, 10:00am-11:30am PDT

or call 1-800-926-7926

This CLE webinar will showcase winning and losing strategies for insurers and policyholders when litigating the duty to defend. The panel will discuss how each side assesses strategic issues that must be considered when deciding whether, how, and where to litigate the insurer's obligations to defend, to advance defense costs, or to reimburse the insured for amounts already incurred. The panel will offer examples from a variety of substantive practice areas and different types of policies and highlight the most important factors that lead to each particular outcome.

Description

Litigating the duty to defend is a high stakes proposition. If the policyholder succeeds, then it gains leverage to resolve the coverage dispute, as well as some financial relief. If the insurer wins, and a court finds no duty to defend, then quite often the insurer has no further or very limited obligations to the insured under the policy or policies. Although the stakes may be all or nothing, litigating the duty to defend may be an attractive and calculated proposition because the issue is usually (1) decided as a mater of law, (2) involves narrow issues of contract interpretation, (3) can be resolved on a limited record, and (4) can be done on a more limited budget.

The duty to defend is usually interpreted broadly. It is not unusual for insurers to urge broad interpretation of policy exclusions to negate the duty to defend. Policyholders, on the other hand, may be inclined to focus on language in the policy that describes what is covered based on how coverage provisions are worded. Both parties need to consider where the suit is or may be filed, the ability to appeal, related litigation, and other matters.

Listen as this experienced panel of coverage litigators discusses the strategic considerations that go into when, where, and how the duty to defend is litigated and what approaches seem to work and which seem not to work.

READ MORE

Outline

  1. Scope of duty to defend
  2. Insurer considerations
  3. Policyholder considerations

Benefits

The panel will review these and other important issues:

  • Is there an advantage to being the plaintiff in duty to defend litigation?
  • What is the effect of later discovery of evidence that no duty to defend exists?
  • What happens when both insurer and insured file competing lawsuits?

Faculty

Kim, Esther
Esther Y. Kim

Senior Associate
Reed Smith

Ms. Kim is a senior associate in the Insurance Recovery Group, focusing her practice on representing corporate,...  |  Read More

Krebs, Konrad
Konrad R. Krebs

Senior Counsel
Clyde & Co

Mr. Krebs is based in Philadelphia and is a commercial trial and appellate lawyer representing insurance...  |  Read More

McKenzie, Danielle
Danielle McKenzie

Senior Counsel
Clyde & Co

Ms.McKenzie is based in Seattle and represents insurers in coverage and bad faith litigation in Washington state and...  |  Read More

Attend on June 12

Cannot Attend June 12?

You may pre-order a recording to listen at your convenience. Recordings are available 48 hours after the webinar. Strafford will process CLE credit for one person on each recording. All formats include course handouts.

To find out which recorded format will provide the best CLE option, select your state:

CLE On-Demand Video