Uninsured and Underinsured Motorist Claims: Evaluating Triggers, Stacking, Subrogation, Substitution of Benefits

A live 90-minute CLE video webinar with interactive Q&A

Tuesday, June 1, 2021

1:00pm-2:30pm EDT, 10:00am-11:30am PDT

Early Registration Discount Deadline, Friday, May 7, 2021

or call 1-800-926-7926

This CLE webinar will review claims, defenses, and complex issues under uninsured motorist/underinsured motorist (UM/UIM) policies. The program will highlight the significant coverage and procedural differences between "regular" policies and UM/UIM policies, the latest statutory and case law on "stacking" policies, exclusions, and bad faith litigation. The panel will also address "pay to play" statutes.


Uninsured (UM) and underinsured (UIM) motorist coverage involves first-party claims made by insureds against their own insurance company where the alleged tortfeasor(s) in an auto accident has no insurance or insufficient insurance to cover losses. The scope of coverage and who may seek it are often contested. Each state may have its own statutory or regulatory requirements as well.

UM/UIM policies have defined limits of coverage, exclusions, and unique procedural requirements with which counsel must be familiar. Complex issues can arise in recovering UM or UIM benefits, subrogation, and settlement.

Policyholders have sometimes accused UM/UIM insurers of taking an overly aggressive approach against their own insureds and being faster to deny claims than they would be in an ordinary third-party claim. Whether a claim is undisputed and must be paid is not entirely settled concerning UM/UIM policies. This has led to an increase in bad faith claims and awards of other extracontractual damages.

Listen as this experienced panel discusses UM/UIM coverage's role, how to maximize benefits, and what constitutes bad faith in administering these policies.



  1. Governing law
  2. Nature and scope of coverage
  3. Prerequisites for payment
  4. Amount of coverage and stacking
  5. Bad faith issues
  6. Liens


The panel will review these and other key issues:

  • Who is covered?
  • Can policies be stacked?
  • What offsets or liens apply to the benefits?
  • What constitutes bad faith?


Riexinger, Kevin
Kevin J. Riexinger

Gfeller Laurie

Mr. Riexinger is Counsel with the firm whose practice focuses primarily on the areas of complex civil and commercial...  |  Read More

Additional faculty
to be announced.
Attend on June 1

Early Discount (through 05/07/21)

Cannot Attend June 1?

Early Discount (through 05/07/21)

You may pre-order a recording to listen at your convenience. Recordings are available 48 hours after the webinar. Strafford will process CLE credit for one person on each recording. All formats include program handouts.

To find out which recorded format will provide the best CLE option, select your state:

CLE On-Demand Video