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Strategies to Optimize Social Security Benefits: Determining Retirement Age, Spousal Benefits, and Medicare Basics

Recording of a 90-minute CPE webinar with Q&A

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Conducted on Thursday, November 9, 2023

Recorded event now available

or call 1-800-926-7926

This course will delve into effective approaches for maximizing Social Security benefits and comprehending the fundamental aspects of Medicare. This comprehensive session will feature two distinguished experts who will unravel the intricacies of Social Security and Medicare, offering invaluable advice on identifying opportunities, addressing potential shortfalls, and recognizing the need for additional support.


Social Security is a life insurance, disability insurance, and retirement income benefit earned during your working years. One out of four Americans relies on some assistance--61 million. The average American depends on Social Security for 40-60 percent of supplemental retirement income and 30 percent rely on this for most or all of their retirement income. There are almost 2,800 different regulations that oversee Social Security. Social Security employees are directed to only answer questions but cannot legally give advice.

With proper planning, individuals or couples can potentially see an $8,000 to over $30,000 a year increase in annual retirement income.

Every situation is different. Some clients are or have been married or are widowed; others work for entities not covered by Social Security; factor in minor children, they too may be eligible for important benefits as well. Planning opportunities and recommendations vary based on each individual's life and financial situation.

Listen as our panel of experts dissects these intricate subjects using real-life scenarios, offering actionable tips and guidance to optimize Social Security benefits and navigate the essentials of Medicare.



  1. Navigating the Social Security landscape
  2. The impact of timing
  3. Tailoring answers to individual situations
  4. Social security in the family context
  5. Decoding Medicare essentials
  6. Navigating Medicare plans
  7. Dissecting Medicare coverage


The panel will cover these and other critical issues:

  • Strategies to maximize Social Security retirement income.
  • The nexus between elected retirement age and overall contributions.
  • A comprehensive understanding of the functioning and nuances of Medicare.
  • Vital insights for grandparents undertaking full-time care of their grandchildren.


O'Brien, Margaret
Margaret O'Brien

Health Insurance Consultant
Zentripy Global Insurance

Ms. O'Brien is a Certified Employee Benefits Specialist with over 25 years' experience in the health insurance...  |  Read More

Sykes, Faye
Faye Sykes

CEO, Independent Advisor
Social Security Benefit Planners

Ms. Sykes' passion is educating and helping individuals and business owners design workable financial solutions. As...  |  Read More

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