Interested in training for your team? Click here to learn more

Number of Occurrences in Insurance Liability Claims: Maximizing Coverage or Limiting Liability Exposure

Recording of a 90-minute CLE webinar with Q&A

This program is included with the Strafford CLE Pass. Click for more information.
This program is included with the Strafford All-Access Pass. Click for more information.

Conducted on Thursday, May 18, 2017

Recorded event now available

or call 1-800-926-7926

This CLE course will provide insurance counsel with an analysis of key factors that determine an “occurrence” in liability policies. The panel will outline potential arguments on the number of occurrences from both policyholder and insurer perspectives and discuss key case law developments from jurisdictions throughout the United States across various claims types.


Identifying the number of occurrences is one of the most confusing and complex coverage issues. It is likely to be a central and determining factor in the amount of insurance proceeds available to the policyholder.

The occurrence issue has gained prominence in recent years as coverage litigation has become increasingly focused on indemnity issues, along with an erosion of underlying layers of coverage. Moreover, the trend in CGL policies for higher per occurrence self-insured retentions brings this issue to the forefront.

Our panelists will review and analyze recent litigation to provide a practical context for understanding the complexities of occurrence-based claims.

Listen as our authoritative panel of insurance practitioners demystifies the complexities surrounding the issue of occurrences in liability claims, reviews policyholder and insurer perspectives on resolving disputes, and outlines key case law developments.



  1. Policy language interpretation
  2. Measuring occurrences
  3. External factors affecting the occurrence determination
  4. Case law application in key claims types


The panel will review these and other key issues:

  • Do independent causes always equal separate occurrences?
  • What is the dual policy role of occurrence in CGL or excess policies?
  • What is the significance of non-cumulation clauses?
  • What tests are used to measure occurrences?


Harding, John
John T. Harding, Jr.

Lewis Brisbois Bisgaard & Smith

Mr. Harding's practice is concentrated in the areas of complex coverage litigation and advice, reinsurance and...  |  Read More

Jerold Oshinsky
Jerold Oshinsky

Kasowitz Benson Torres & Friedman

Mr. Oshinsky has more than 30 years of experience litigating insurance recovery cases in federal and state courts...  |  Read More

Access Anytime, Anywhere

Strafford will process CLE credit for one person on each recording. All formats include course handouts.

To find out which recorded format will provide the best CLE option, select your state:

CLE On-Demand Video