Medicaid Planning and Annuities: Assessing Treatment of Annuities Under Federal and State Medicaid Planning Rules
Navigating Immediate and Deferred Annuities, Medicaid Compliant Annuities, and Qualified Longevity Annuity Contracts
Recording of a 90-minute CLE webinar with Q&A
This CLE webinar will discuss the types of annuities individuals and families often own and assess how different types of annuities will be treated under federal Medicaid planning rules and common state statutory requirements. The program will also discuss what if anything can be done with annuities in order to obtain Medicaid eligibility.
- Overview of types of annuities
- Immediate annuities
- Deferred annuities
- Medicaid-compliant annuities
- Qualified longevity annuities
- Tax treatment: qualified vs. non-qualified annuities
- Pros and cons for Medicaid planning
The panel will review these and other key issues:
- What types of annuities are considered a resource that must be used to pay for nursing home care?
- What state law requirements are generally imposed to make an annuity Medicaid compliant?
- What are the retirement benefits of QLACs and how do they fit into Medicaid planning?
Dale M. Krause, J.D., LL.M.
President and CEO
Krause Financial Services
Mr. Krause and his firm design, develop, market, and distribute insurance products used in Medicaid and Veterans... | Read More
Mr. Krause and his firm design, develop, market, and distribute insurance products used in Medicaid and Veterans benefits planning throughout the United States. His firm is the only attorney-led financial services firm in the nation that specializes in helping families qualify for Medicaid and Veterans benefits through the use of various insurance products. With over 25 years of experience he has earned the distinct reputation as the “Pioneer of Medicaid Compliant Annuities.” He is a regular speaker at continuing legal education forums throughout the United States.Close
Kyla G. Kelim, Esq.
Aging in Alabama
Ms. Kelim focuses her practice on proactive planning involving those in need concerning Medicaid, Medicare and Social... | Read More
Ms. Kelim focuses her practice on proactive planning involving those in need concerning Medicaid, Medicare and Social Security. She is a nationally recognized speaker on nursing home Medicaid, Medicare and Social Security disability matters. She launched Aging in Alabama to help address the crisis in health care coverage facing seniors and their caregivers.Close
Lori J. Parker, Esq.
Parker Law Office
Ms. Parker has been an attorney for more than 20 years, during which time she has litigated cases, published... | Read More
Ms. Parker has been an attorney for more than 20 years, during which time she has litigated cases, published numerous articles, and served as a professor of law. She was named a U.S. Fulbright Scholar, and she recently received a Masters of Law (LLM) degree in Elder Law. She recently authored the article, Handcrafted Annuities That Will Meet Each Client's Needs, All About Annuities.Close