Insurance Requirement Provisions in Commercial Contracts

Mitigating Risk, Maximizing Coverage, Interplay With Indemnification

Recording of a 90-minute CLE webinar with Q&A

Conducted on Wednesday, December 20, 2017

Recorded event now available

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Program Materials

This CLE webinar will provide guidance to business counsel for addressing insurance requirement provisions in commercial contracts. The panel will discuss how to determine the appropriate type and amount of insurance coverage, key issues with additional insured coverage, and the interrelationship between insurance coverage provisions and contractual indemnification.


Most commercial contracts require one or both parties to purchase minimum levels and types of insurance to cover the risk of any reasonably foreseeable losses. Some agreements further require that each party to the contract add the other as an additional insured under their own insurance policy to maximize insurance coverage in the event of a loss.

Understanding the relationship between insurance requirement provisions, additional insured coverage and contractual indemnification is key to maximizing coverage and managing risk.

Listen as our authoritative panel explains best practices for addressing insurance requirement provisions in commercial contracts. The panel will provide strategies for selecting the appropriate type and amount of coverage and reconciling insurance coverage with contractual indemnification.



  1. Determining the type and amount of insurance coverage
  2. Additional insured coverage
    1. Scope
    2. Contractual limitations
  3. Interplay of insurance provisions with indemnification


The panel will review these and other key issues:

  • How can parties to commercial contracts use insurance provisions and additional insured endorsements to meet defense and indemnity obligations?
  • How can counsel ensure that contractually required additional insured coverage is satisfied by the named insured’s policy?
  • Why is a certificate of insurance inadequate protection for the party seeking additional insured status?


Henry, Katherine
Katherine J. Henry

Bradley Arant Boult Cummings

Ms. Henry is the Chair of the firm’s Policyholder Insurance Coverage Team. She regularly advises Fortune 10 and...  |  Read More

Milam, G. Benjamin
G. Benjamin Milam, Esq.

Bradley Arant Boult Cummings

Mr. Milam practices in the areas of financial services litigation and policyholder insurance coverage. He represents...  |  Read More

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