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Insurance Coverage for Generative AI Risks: Legacy, Cyber, and New Specialty Policies; Emerging Exclusions

A live 90-minute CLE video webinar with interactive Q&A

This program is included with the Strafford CLE Pass. Click for more information.
This program is included with the Strafford All-Access Pass. Click for more information.

Tuesday, October 28, 2025

1:00pm-2:30pm EDT, 10:00am-11:30am PDT

Early Registration Discount Deadline, Friday, October 3, 2025

or call 1-800-926-7926

This CLE webinar will discuss first- and third-party claims that arise from the use or incorporation of generative AI into business processes or products. The panel will consider the types of losses that might occur, potential causes of action against users and developers, and the potential sources of insurance coverage under legacy policies, under specialty policies for AI or cyber, and the proliferation of AI exclusions.

Description

As some renowned commentators have noted, the "damage" occasioned by AI is not actually new, but AI systems are so complex and often involve so many different parties and interactions that determining how harm occurred and who is responsible is challenging. Risk is difficult to mitigate if users cannot fully understand how AI works and what could go wrong.

Generative AI can malfunction, leading to property damage, personal injury, or death. Content that AI creates can violate copyrights. False content or hallucinations can result in defamation, misrepresentation, or fraud claims. Data analysis and decision-making can give rise to claims of bias, bad faith, and breach of privacy.

Insurance covers losses caused by certain things or only if not caused by certain other things in which case the losses are excluded. Policyholders and insurers are grappling with how losses created in whole or in part by generative AI should be covered, and practitioners should understand this developing area.

Listen as our panel discusses coverage issues under legacy policies, under specialty policies for AI or cyber, and the proliferation of AI and other exclusions.

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Outline

  1. Types of losses or claims
  2. Coverage options under legacy policies
  3. Coverage under specialty policies
  4. Emerging exclusions

Benefits

The panel will consider these and other important issues:

  • How are insurance policies adapting to AI risks?
  • What exclusions or limitations in standard policies can leave AI losses uncovered?
  • How are insurers defining AI?

Faculty

Bernicker, Brendan
Brendan Bernicker

Principal
Bernicker Law

In Mr. Bernicker's transactional and advisory practice, he has assisted startups, small businesses, and nonprofits...  |  Read More

Attend on October 28

Early Discount (through 10/03/25)

Cannot Attend October 28?

Early Discount (through 10/03/25)

You may pre-order a recording to listen at your convenience. Recordings are available 48 hours after the webinar. Strafford will process CLE credit for one person on each recording. All formats include course handouts.

To find out which recorded format will provide the best CLE option, select your state:

CLE On-Demand Video