Construction OCIP/CCIP Insurance Programs: Potential Coverage Gaps and Other Coverage Pitfalls
Coordinating With Other Policies; Claims Issues
Recording of a 90-minute CLE video webinar with Q&A
This CLE course will analyze some of the potential coverage gaps and other coverage pitfalls possible in owner-controlled insurance programs (OCIPs) and contractor-controlled insurance programs (CCIPs) policies. The panel will address practical steps that the wrap sponsor and subcontractors can take to prevent or limit risk exposure and maximize coverage.
Outline
- Brief overview of OCIP/CCIP policies
- Purpose
- Pros and cons
- Enrolling subcontractors
- Who is included, and who is not?
- Proper enrollment
- Interplay with builder’s risk policies
- Interplay with owner, contractor, and subcontractor standard CGL policies: endorsing standard policies to reflect the OCIP/CCIP
- "Other insurance" and priority of payments in competing policies
- Excess of Wrap Coverage
- Workers’ Comp Bar: principal employer
- Tips to protect your interest in a wrap-up program
Benefits
The panel will review these and other noteworthy issues:
- Drafting the policy form and endorsements in CIP policies to ensure that the CIP policy coverage is optimized and coverage gaps are avoided
- What the subcontractor must do to enroll in the wrap plan and the consequences for the sub's failure to enroll
- The interplay between CIP and builder's risk policies
- Endorsements in CIP policies that reduce potential gaps between the two policy types
- The interplay between CIP policies and a contractor's or subcontractor's own CGL insurance and issued additional insured endorsements
Faculty

Dennis J. Artese
Shareholder
Anderson Kill
Mr. Artese is a shareholder in the New York office of Anderson Kill. He is also co-chair of the firm's Construction... | Read More
Mr. Artese is a shareholder in the New York office of Anderson Kill. He is also co-chair of the firm's Construction Industry practice group. Mr. Artese's national practice concentrates on all types of insurance recovery litigation, with an emphasis on securing insurance coverage for construction-related first-party property losses and third-party liability claims as well as for property and business interruption losses stemming from natural disasters and other perils. He has substantial experience in all phases of litigation, arbitration and property insurance appraisals, and has recovered hundreds of millions of dollars of insurance proceeds on behalf of policyholders in connection with a variety of property, builder's risk, commercial general liability, umbrella and excess liability, D&O, E&O, crime, and political risk insurance claims. Mr. Artese also has extensive experience in litigating insurance broker malpractice cases and other general commercial litigation disputes, including construction-related disputes.
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John R. Musitano, Jr.
Partner
Cox Castle & Nicholson
As a Member of the firm’s Risk Management and Insurance Team, Mr. Musitano resolves insurance coverage, real... | Read More
As a Member of the firm’s Risk Management and Insurance Team, Mr. Musitano resolves insurance coverage, real estate and construction litigation disputes. He represents owners, developers, contractors and investors in both litigation and transactional matters involving complex and diverse exposures. Mr. Musitano is a frequent author and lecturer on construction and insurance law topics.
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