Wrap Insurance for Construction Projects: Scope of Coverage, Resolving Coverage and Indemnification Disputes

Recording of a 90-minute CLE webinar with Q&A

Conducted on Tuesday, January 15, 2019

Recorded event now available

or call 1-800-926-7926
Program Materials

This CLE webinar will provide insurance and real estate counsel with an analysis of the characteristics and function of wrap insurance programs, discuss their advantages and potential pitfalls, highlight critical coverage and exclusion issues, and outline solutions to thorny indemnification matters.


Wrap-up programs, including owner-controlled insurance programs (OCIPs) and contractor-controlled insurance programs (CCIPs), aim to reduce costs on construction projects. Under most wrap-up programs, commercial general liability insurance, workers' compensation and employers' liability insurance, umbrella/excess liability insurance, and, sometimes, builders' risk insurance, are provided to almost all parties to a construction project, including the owner, general contractor, and subcontractors of all tiers, under one insurance program.

Because policies in wrap-up programs are often customized and have not been subject to extensive litigation, courts have not had significant opportunities to address the unique issues presented by claims made under wrap-ups. As using wrap-ups gains in popularity due to the cost savings often associated with them, increased litigation is anticipated.

Counsel must understand the coverage issues that arise with wrap-ups. And coordination of wrap policy language with contractual indemnity provisions may present unexpected problems for project participants.

Listen as our authoritative panel of insurance attorneys guides you through the characteristics of wrap policies, the unique coverage issues they present, and potential pitfalls for the unwary.



  1. Advantages and risks of wrap coverage
  2. Coverage issues
  3. Limitations and exclusions
  4. Indemnity provisions


The panel will review these and other key issues:

  • How does policy language impact coverage and what coverage gaps could result?
  • How do wrap-ups relate to construction defect issues?
  • What coverages are typically included and which are generally excluded?
  • How are additional insured and contractual indemnification issues resolved?


Bobotek, James
James P. Bobotek

Pillsbury Winthrop Shaw Pittman

Mr. Bobotek guides clients through all phases of development and construction of commercial properties, including...  |  Read More

Smith, Susan
Susan Lange Smith
Senior Vice President
Aon Risk Solutions

Ms. Smith has experience working with national and global organizations to successfully manage complex risks. She has...  |  Read More

Other Formats
— Anytime, Anywhere

Strafford will process CLE credit for one person on each recording. All formats include program handouts. To find out which recorded format will provide the best CLE option, select your state:

CLE On-Demand Video