Defeating Reptilian Tactics in First-Party Insurance Cases

A live 90-minute CLE webinar with interactive Q&A

Thursday, June 14, 2018

1:00pm-2:30pm EDT, 10:00am-11:30am PDT

Early Registration Discount Deadline, Friday, May 25, 2018

or call 1-800-926-7926

This CLE webinar will guide insurance counsel on the increasing application of the “reptile theory” in first-party insurance cases. Our panel will explore tactics used by counsel for insureds to leverage this litigation strategy and steps insurers can take to effectively neutralize them.


The reptile theory has become a mainstay among practitioners in the areas of personal injury and products liability. Increasingly, though, counsel for insureds are co-opting these tactics as a means of maximizing recovery in first-party insurance cases, especially in connection with allegations of bad faith.

Critical to the strategy’s success is an insured’s counsel gaining essential admissions during the testimony of adjusters, investigators and other witnesses involved in the handling of a claim. Insurance practitioners must understand this strategy and thoroughly prepare each witness for “reptile” questions during depositions and at trial. Defense attorneys must also equip insurance company witnesses with the necessary tools to respond to reptile tactics during the investigation/pre-discovery phase of a claim.

Listen as our panel of experienced insurance litigators discusses how reptile tactics are being deployed in first-party insurance cases and provides critical insight on how to neutralize their impact.



  1. The “science” behind reptile theory
  2. Application in first-party insurance cases
    1. Property
    2. Life
    3. Health
  3. Witness preparation
    1. Deposition
    2. Trial
  4. Pre-discovery tactics
  5. Practical considerations


The panel will review these and other relevant issues:

  • How does the application of reptile theory differ in first-party insurance cases?
  • What preemptive steps can insurers and their counsel take to combat reptile tactics?
  • What impact has the reptile theory had on insured’s recoveries in first-party insurance cases?


Karabinos, Karen
Karen K. Karabinos

Drew Eckl & Farnham

Ms. Karabinos has been litigating cases for more the 25 years, with the last 16 focused on the complexities of property...  |  Read More

Additional faculty
to be announced.

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