Coverage Pitfalls for Additional Insureds: Interplay With SIRS and "Other Insurance Provisions," Interpreting AI Endorsements
Recording of a 90-minute CLE webinar with Q&A
This CLE course will discuss key pitfalls facing AIs in ensuring adequate coverage, including the presence of a self-insured retention (SIR) in the named insured’s policy, the impact of “other insurance” provisions in the named insured’s policies, and the interpretation of the insuring clause in the AI endorsement.
- Brief overview of obtaining AI coverage
- Interplay of AI coverage with SIRs in named insured’s CGL policy
- Priority of coverage for AIs when several policies cover the same risk
- Interpreting the AI endorsement language
The panel will review these and other key issues:
- Is a policy on which a company is added as an AI primary and non-contributory over other insurance carried by the AI party?
- How can companies or contractors seeking AI status plan around “other insurance” clause in the named insured’s policy?
- How can the policy language limit or extend coverage for acts of an AI?
Larry D. Mason
Mr. Mason is a Goldberg Segalla LLP Partner where he dedicates his practice to first-party and third-party coverage,... | Read More
Mr. Mason is a Goldberg Segalla LLP Partner where he dedicates his practice to first-party and third-party coverage, reinsurance, and defense issues, including products liability, environmental and toxic torts, professional liability for clients in construction, environmental and related industries, complex commercial litigation, and assistance to underwriters regarding policy drafting and strategy. Mr. Mason also serves as an expert witness. During the past three decades, Mr. Mason has been a thought leader in the insurance law community and is a frequent author, speaker, and podcaster concerning the most pressing issues in insurance and related fields.Close
John J. McLeod
McLeod Law Group
Mr. McLeod represents policyholders in a wide variety of insurance claims and programs. This includes the negotiation... | Read More
Mr. McLeod represents policyholders in a wide variety of insurance claims and programs. This includes the negotiation and placement of a wide variety of insurance coverages for businesses and high net worth individuals. It extends to consultation and advice concerning potential coverage for first-party losses, as well as third-party claims under virtually every type of third-party policy available in the marketplace. He provides such insurance-related services to a variety of businesses, specializing in the construction industry, representing a wide range of clients such as national and regional homebuilders, general contractors, specialty trades, design professionals and manufacturers and suppliers.Close
Matthew G. Jeweler
Pillsbury Winthrop Shaw Pittman
Mr. Jeweler is a litigator who represents corporate policyholders in complex coverage disputes, helping clients... | Read More
Mr. Jeweler is a litigator who represents corporate policyholders in complex coverage disputes, helping clients facing large losses recover from their insurers. A member of the firm’s Litigation and Insurance Recovery and Advisory practice groups, his practice concentrates on the representation of corporate policyholders. He helps clients mitigate loss by maximizing the value of their insurance assets. He has represented clients in a broad range of industries and in all phases of the claims process from pre-suit negotiations with insurers through trial.Close
Dawn A. Silberstein
Wilson Elser Moskowitz Edelman & Dicker
Ms. Silberstein is experienced representing insurance carriers and policyholders in litigation involving... | Read More
Ms. Silberstein is experienced representing insurance carriers and policyholders in litigation involving third-party liability and first-party property coverage claims. She also has represented homeowner associations and common interest developments in construction defect litigation and as corporate counsel, drafting easements and amending governing documents, including covenants, conditions and restrictions. In addition, she has experience implementing, monitoring, planning and evaluating the City and County of San Francisco’s EEO programs, including investigating internal complaints related to alleged violations of state and federal EEO law and responding to charges of discrimination filed with the U.S. Equal Employment Commission and Department of Fair Employment and Housing.Close