Construction Builder's Risk and CGL Insurance: Scope of Coverage, Covered Losses, Exclusions, AI Endorsements
Mitigating Construction-Related Disputes; Key Challenges for Claims Under Builder's Risk vs. CGL Coverage
Recording of a 90-minute CLE webinar with Q&A
This CLE webinar will provide counsel for construction contractors and developers with an analysis of evolving coverage issues in builder's risk and CGL insurance for construction projects. The panel will discuss how these policies work to mitigate developer and contractor risks, the use of additional insured endorsements, problematic coverage issues, and potential pitfalls for the unwary.
Outline
- Builder's risk policies
- Contractual requirements
- Scope of coverage
- Troublesome exclusions and conditions
- Common issues and practice pointers
- CGL policies
- Scope of coverage
- Exclusions and exceptions to exclusions
- Costs recoverable
- Wrap policies
- Additional insured endorsements
Benefits
The panel will review these and other key issues:
- What are the critical challenges for claims under builder's risk vs. CGL policies?
- What does a typical builder's risk policy cover?
- What are the standard exclusions and exceptions in builder's risk policies?
- What occurrences do most CGL policies cover?
- What are the standard exclusions and exceptions in CGL policies?
- What is the difference between "additional named insured" and "additional insured"?
Faculty

Robert V. Closson
Shareholder
Hirsch Closson
Mr. Closson joined the Firm in 2008 and continues to concentrate his practice in insurance coverage litigation,... | Read More
Mr. Closson joined the Firm in 2008 and continues to concentrate his practice in insurance coverage litigation, "bad faith" litigation, coverage related matters, and appeals. His insurance practice has involved the property and casualty fields of commercial and personal lines policies with an emphasis on construction defect, intellectual property, business litigation and environmental claims.
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Dawn A. Silberstein
Partner
Wilson Elser Moskowitz Edelman & Dicker
Ms. Silberstein is experienced representing insurance carriers and policyholders in litigation involving... | Read More
Ms. Silberstein is experienced representing insurance carriers and policyholders in litigation involving third-party liability and first-party property coverage claims. She also has represented homeowner associations and common interest developments in construction defect litigation and as corporate counsel, drafting easements and amending governing documents, including covenants, conditions and restrictions. In addition, she has experience implementing, monitoring, planning and evaluating the City and County of San Francisco’s EEO programs, including investigating internal complaints related to alleged violations of state and federal EEO law and responding to charges of discrimination filed with the U.S. Equal Employment Commission and Department of Fair Employment and Housing.
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Timothy R. Sullivan
Practice Group Chair – Insurance Coverage And Bad Faith Litigation / Partner
McCormick Barstow
Mr. Sullivan’s practice focuses on insurance coverage and bad faith. In addition to over 25 jury trials, he has... | Read More
Mr. Sullivan’s practice focuses on insurance coverage and bad faith. In addition to over 25 jury trials, he has also tried numerous bench trials involving breach of contract and declaratory relief. Mr. Sullivan has often spoken at training seminars for both insurance professionals and lawyers on subjects pertaining to insurance and trial practice. He has also written chapters on property insurance, liability insurance, errors and omissions insurance, title insurance and bad faith for six treatises published by CEB and is the Consulting Editor for CEB’s new book on Property Insurance.
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