Intercreditor Agreements in Second Lien Financing Transactions

Negotiating and Drafting Agreements to Minimize Lienholder Disputes

Recording of a 90-minute CLE teleconference with Q&A


Conducted on Tuesday, September 1, 2009
Recorded event now available


This seminar will analyze current trends in negotiations and disputes between first and second lienholders, provide best practices for drafting key provisions of intercreditor agreements, and discuss the most recent draft of the ABA Model Intercreditor Agreement.

Description

Intercreditor agreements are implicated in debt restructuring, loan workouts, foreclosure and bankruptcy. Practitioners involved in dealing with distressed loans must understand the pitfalls in existing intercreditor agreements that are at the heart of disputes between creditors.

Intercreditor agreements are integral in asset-based lending which is becoming a more attractive financing vehicle in the current economy. Transactional attorneys must understand the framework underlying lien subordination and issues critical to negotiating and drafting intercreditor agreements.

To help resolve the most common and contentious disputes between first and second lienholders, the ABA is in the process of developing a Model Intercreditor Agreement. The most recent draft was published July 30, 2009.

Listen as our authoritative panel of attorneys discusses common disputes between first and second lienholders and outlines negotiating and drafting techniques to address these disputes.

Outline

  1. Trends in second lien financing and enforceability of intercreditor agreements
  2. Critical provisions in intercreditor agreements
    1. Lien v. payment subordination
    2. Absolute priority of security interests in collateral
    3. Composition of first lien obligations
    4. Cap on amount of first lien obligations
    5. Relative enforcement rights of security interests in collateral
  3. Analysis of ABA Model Intercreditor Agreement
    1. Contests to perfection, priority and enforcement
    2. Control of enforcement process
    3. Modification of intercreditor agreement
    4. Release of liens
    5. Purchase of collateral by second lien lender
    6. Rights in event of borrower’s bankruptcy

Benefits

The panel will review these and other key questions:

  • What is the difference between lien subordination and payment subordination?
  • Which intercreditor terms are critical in loan workout situations?
  • What does the ABA Model Intercreditor Agreement offer to resolve disputes between lienholders?

Faculty

Mark B. Joachim, Partner
Bracewell Giuliani, New York

He has extensive experience advising financial institutions, including asset-based lenders, investment banks, commercial banks, funds, buy-out firms, and other parties in structuring and implementing complex corporate and financing transactions. He regularly represents lenders, creditors, official committees and ad hoc groups of creditors in bankruptcy proceedings and out-of-court restructurings.

Michael D. Schiffer, Partner
Venable, Baltimore

He advises publicly and privately held REITs and other corporations in connection with major transactions, corporate governance issues, securities transactions and other financings. He has also represented several private companies in M&A transactions and venture capital investments and lenders and borrowers in subordinated loan transactions, second lien loans and related equity investments.

Ordering

Online CLE - Audio Recording

Includes audio streaming of full program plus handouts (available 24 hours after live seminar).

CLE: Pre-approved for participatory or non-traditional/alternate format credit in: CA, HI*, NY*, WV*. Pre-approved for self-study credit in: AK, AZ, MO, MT, TX, VT, WA.
Upon request, also available in: CO, CT*, FL, GA, ID, KY, LA, ME, NC, ND, NE, NH, NM, NV, OR*, SC, TN, UT, WI*, WY. If you are applying for credit in one of these states, make sure to select those states when placing your order.
(*Indicates that Strafford must report attendance.)

Online CLE Audio $297.00
Available 24 hours after the live event

How does this work?


Recorded Event

Includes full event recording plus handouts (available after live seminar).

CLE: Pre-approved for self-study credit in: AK, AZ, CA, CT, HI, MO, MT, NY, TX, VT, WA, WV. Upon request, self-study credit is also available in: CO, FL, GA, ID, KY, ME, ND, NE, NH, NM, NV, OR, UT, WI, WY. If you are applying for self-study credit in one of these states, contact Strafford CLE at 1-800-926-7926 ext. 35 or CLE@straffordpub.com.

MP3 Download (Audio Only) $297.00
Available 24 hours after the live event

How does this work?

CD $297.00 plus $9.45 S&H
Available ten business days after the live event

Program Materials

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Program Materials

Requires Adobe Reader 8 or later. Download Acrobat FREE.

CLE Credit

Strafford's live seminars qualify for CLE in every state that accredits webinars. They offer you a high quality, cost effective, and convenient CLE option, with no lost travel time or expenses.

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Customer Reviews

We were given simple and clear answers to complex questions, lots to work with.

Patrick R. Kelly

Glenn, Feldmann, Darby & Goodlatte

All of the speakers were very informative, and being able to ask questions was very helpful.

Larry V. Smith

Jackson Walker

Very convenient, quick and thorough, with no wasted time.

James O'Gallagher

Kopka Pinkus Dolin Eads

The analyses of the various cases brought the subject matter together in a coherent manner.

Michael Minter

Miles & Stockbridge

The speakers were very well informed and knowledgeable.

Geoffrey Peck

Morrison & Foerster

Finance Law Advisory Board

Charles H. Baker

Partner

DLA Piper

Anne Lee Benedict

Partner

Gibson Dunn & Crutcher

Mark N. Berman

Partner

Nixon Peabody

Willa Cohen Bruckner

Partner

Alston & Bird

Laura D. Richman

Counsel

Mayer Brown

Robert M. Stern

Partner

O’Melveny & Myers